Lowering Child Support Payments Through Unspecified Vacations

You want to pay the fair amount of child support and spend as much time as possible with your kids. Easy, right? Unfortunately, no. It can be very difficult for divorced parents to agree on a child custody schedule that lets them both enjoy their children as much as possible. Usually there is a custodial parent who has the kids most of the time – and the non-custodial parent gets to spend some time with them and pay child support. The non-custodial parent may feel completely helpless about getting more time with the children and he / she may feel like there is nothing they can do to lower the child support payments. Fortunately, there are things a non-custodial parent can do to gain more time with the children – and if they spend more time with the children then the child support payments generally go down. One way to do this is to use unspecified vacations.

Let's start with a fairly typical child custody arrangement. The child visitation schedule is set up so that the non-custodial parent has the children every other weekend. Since the children are most often with the custodial parent, the child support payments will be large. With this visitation agreement, the non-custodial parent has about fifteen percent of the customs time. Negotiating for unspecified vacations, however, can increase this time.

Unspecified vacations are general periods of time set aside in a visitation plan for one parent or the other without any specific dates attached. A typical order would read: "Father may take a vacation with the children each year of up to one uninterrupted week two times per year and must notify Mother of specific dates thirty days prior to vacation." This means that Dad gets two separate weeks a year when he can take the kids – and he can do it whenever he chooses. Attorneys generally use this type of unspecified vacation when parties want the flexibility to go on trips – but not at the same exact days and times each year. Also, it's useful for parents who simply want more vacation options or are uncertain about plans for summer break.

So, the smart parent will look through the calendar and choose vacation times that will maximize the time with their children. The parent should choose the weeks when they do not already have custody of their children. A parent can also look into purchasing a child customs software that will calculate the best time for them to schedule the vacation. We scheduled two of these vacations with the scenario used before – and the percentage time shot up to eighty percent. This is a double bonus for the non-custodial parent. You'll get to spend more time with your child and, since child support payments are based on the percentage of time spend with the child, your child support payments will decrease. And, there's the obvious fact that now you get to take your kids on vacation whenever you want during the year. So, take the money you save in child support and you're on your way!

What to Look for in Full Coverage Automobile Insurance Quote in Montana

Drivers in Montana that are between the ages of fifty and sixty-five may automatically qualify for a reduction on their auto insurance rates. This mature driver discount is helpful particularly for someone who is interested in a full coverage auto insurance policy.

The first thing many people think of after an accident is whether or not their insurance will cover all the damage. This is especially true if they are involved in an accident with someone who has no car insurance at all. For this reason, it's a good idea to take out a full coverage auto insurance policy in Montana. This way, there is not any worry over paying extra to have the car repaired or having to pay out-of-pocket for medical expenses.

Medical payments coverage is actually a standard part of a full coverage auto insurance policy. The reason that medical payments coverage is important is that it offers protection regardless of who caused the accident. This means that you and anyone in the car with you would be protected should you happen to be in an accident that was your fault or was the fault of another driver. Even if you already have medical insurance through a group or private policy, this coverage may be necessary. Not all health plans cover accidents.

Collision and comprehensive coverage are also integral parts of a full coverage policy. In fact, if you recently purchased a brand new vehicle and had to take out a loan to pay for it, the lender will typically specify that you need this coverage. You'll have to show proof that you did indeed take out the coverage and if not, they may take it out for you and charge you the premium cost. This is likely going to be a more expensive than if you purchased it yourself. You can also request a higher deductible which will bring the cost down.

The Importance Of Cell Phones In Modern Society

Cell phones have become a necessity for many people through the world. The ability to keep in touch with family, business associates, and access to email are only a few of the reasons for the increasing importance of cell phones. Today's technically advanced cell phones are capable of not only receiving and placing phone calls, but storing data, taking pictures, and can even be used as walkie talkies, to name just a few of the available options.

When cell phones were first introduced to the public, they were bulky, expensive, and some even required a base unit that had to be transported along with the phone. Good reception was a major problem and in general, early cell phones could only be used in certain locations were the signal was particularly strong. As cell phone technology advanced, the difficult in using them became less of a problem. Today, cell phone reception has improved greatly due to the use of satellites and wireless services. As cell phones improved and became simple to use, the importance of cell phones increased accordingly.

Cell phones are the perfect way to stay connected with others and provide the user with a sense of security. In the event of emergency, having a cell phone can allow help to reach you quickly and could possibly save lives. However, the importance of cell phones goes way beyond personal safety. Modern cell phones are capable of internet access, sending and receiving photos and files, and some cell phones are equipped with GPS technology, allowing for use in most locations around the world and allowing the cell phone to be found or the user located in the event of loss or emergency.

Cell phone reception has become reliable and of high quality due to advances in wireless technology. Wireless service providers offer excellent packages and promotions for cell phone users. Finding a dependent service provider is no longer an issue for cell phone users. The expansion of the wireless service provider industry gives cell phone users a choice and the increased competition has caused a drop in prices of wireless cell phone service. The importance of cell phones goes way beyond the ability to make or receive phone calls. Cell phone users can instantly send data to the home or office, check for important email, use their cell phone as a PDA or calendar, and store photos which can easily be transferred to a PC or laptop computer.

Cell phone manufacturers have produced a wide range of cell phones, which sell for prices that range from very inexpensive to over one thousand dollars. The available options give users the choice of purchasing a basic cell phone to use simply for making calls, or choosing a complex, technologically advanced cell phone that can perform as many or even more tasks that a home computer. Over the past decade, the increasing importance of cell phones has made them almost a necessity for most people. Even remote and underdeveloped countries have some access to cell phone technology and wireless services.

The importance of cell phones has increased the competition in the wireless service provider industry, making cell phones very affordable and very easy to use. Cell phones have become almost a status symbol in addition to the convenience and security that comes from owning them.

Prepaid Credit Cards for Teenagers – Are They Good Or Bad?

The words credit cards and teenagers used in the same sentence is enough to strike terror in the hearts of most parents, and with good reason. Teenagers like to spend money. There is no way around it. There are clothes, music, movies, shoes, games, junk food and an assortment of other things to buy when you are a teenager. A credit card would certainly get them into trouble in no time. However, there is such a thing as prepaid credit cards for teenagers. This could be the answer for both you and your teenagers.

Getting a credit card of this kind for your teenager can set him on the path of learning how to manage money responsibly and earning some positive money managing skills. So while a regular credit card would most likely be too much temptation to handle, prepaid credit cards for teenagers can actually be a good idea.

If you are thinking of this as an option for your teenager, there are several different programs to investigate. You will want to explore just what choices there are available for prepaid credit cards for teenagers, and then select the one that suits you and your teenager best.

First Bank & Trust of Brookings, SD offers the Allow Prepaid Mastercard. This is a prepaid credit card for high school students and teenagers. It also comes with parental control to help monitor your teen's spending. There is an activation fee of $ 19.95 as well as a reload fee of $ 2.50 per $ 100. The monthly maintenance fee is $ 3.50.

The US Bank Visa Buxx Card is specifically made for teenagers 13 years and older. For this prepaid credit card for teenagers, there is an enrollment fee of $ 10 – $ 15 dollars and a reload fee of free to $ 2.50. There is not actually a monthly maintenance fee for this card. However, this is a $ 2 fee for an inactive account that is applied monthly if needed.

The above are examples of what is available in the form of prepaid credit cards for teenagers. Of course you will want to do your own research and possibly check with your bank to see if they have any sort of plan available for your teenager. If you have an active checking account with a financial institution, you may find a better deal in securing a prepaid credit card for your teenager. Whatever card you choose, be sure that you make full use of the parental monitoring of spending option. This is about learning to manage money and spending spreads will not help in this pursuit.